experts in debt Terms and conditions
Thank you for visiting our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Experts in Debt’s relationship with you in relation to this website.
The term “Experts in Debt” or “us” or “we” refers to the owner of the website. The term “you” refers to the user or viewer of our website.
The use of this website is subject to the following terms of use:
- The content of the pages of this website is for your general information and use only. It is subject to change without notice.
- Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
- Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
- This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
- All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
- Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
- From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
- You may not create a link to this website from another website or document without Experts in Debt’s prior written consent.
- Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales.
Don't Worry ...
"A structured debt solution can be life changing. It can give you the chance to get your life back on track and to stop worrying about your creditors chasing you for payment."
"Our debt advisors have dealt with all sorts of situations so please don't be worried about talking to them about your debts."
which debt solution is best for you?
Answer the questions below and we will send you to the best page, where you can read more about the debt solution for you.
- Are you a UK resident?
- Do you have at least two debts?
- Do you have arrears, missed payments or bad credit?
- Once your debt management plan has been arranged, are you able to make some money available each month to pay off your debts?
- Are you a homeowner, and do you still owe a large percentage of your mortgage? This means that you are nowhere near paying off your whole mortgage and owning the property outright.
- Do you want to speak to an advisor who can help you reduce your payments?
- If you answered YES to the questions above then go ahead and read more about debt management.
If you answered NO then try the next set of questions. - Are you a UK resident and homeowner?
- Do you have two or more debts amounting to at least £500?
- Have you checked the criteria to make sure that you don't qualify for debt management rather than a secured debt consolidation loan?
- Do you want to speak to an advisor who can help you consolidate your debts into one easy loan payment?
- If you answered YES to the questions above then go ahead and read more about a secured debt consolidation loan.
If you answered NO then answer the next set of questions. - Are you a UK resident? (you do not have to be a homeowner)
- Do you have more than two debts amounting to at least £500?
- Have you checked the criteria to make sure that you don't qualify for debt management rather than an unsecured debt consolidation loan?
- Do you want to speak to an advisor who can help you consolidate your debts into one easy loan payment?
- If you answered YES to the questions above then go ahead and read more about an unsecured debt consolidation loan.